Let's talk about why life insurance is so important.

What is life insurance, exactly?

Life insurance is simple. You make reoccurring payments (your premium), and we pay a set amount of money, tax-free, to whoever you choose (your beneficiaries), including your favorite charities if you want, when you pass away.

Why do I need a life insurance policy?

Life insurance helps cover expenses like a mortgage, debts, your kids' tuition, even replacing lost income when you're no longer here. Depending on the type you get, it can be the foundation for a sound financial plan and help with expenses during your life.

Is life insurance affordable?

Surprisingly so, but there are a lot of options to choose from so the cost will vary, too. What you pay monthly (or yearly) will depend on things like the type and amount of life insurance that will fit your needs, as well as your age and health.

Isn't life insurance through my work enough?

Life insurance offered through your employer usually won't give you the coverage amount you may need, and the rates may go up year after year costing you more over time. Plus, if you ever leave your job, you can't take your coverage with you.

What if I need a life insurance policy fast?

You may be eligible for our exclusive underwriting process that uses the power of data to speed up decisions and eliminate the need for detailed medical records so you can get your life insurance application approved as soon as the same day.

Can a life insurance policy earn money?

Yes, two ways: dividends can be taken as cash, used to pay premiums, or buy more coverage. Some policies like whole life insurance also build cash value over time that you can use for anything throughout your life.

Ready for your life insurance quote?

Our advisors value working with you to fully understand your needs so they can recommend the right coverage. It's easy to get started—no commitment, just a conversation.

 
 
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The key to a smart financial plan? Life insurance.

Most people don’t see life insurance as a key part of their financial big picture. At Life Global Insurance, our advisors blend the right insurance (and amount) together with smart investment strategies to create a personalized financial plan that’s designed to help you:

  • Protect everything you’ve worked so hard for

  • Make the most of what you have with recommendations for saving and paying down debt

  • Grow your money with an investment strategy designed for your goals

We have many types of life insurance to choose from

Be protected your entire life and build cash value that's guaranteed to grow no matter which way the markets go. Use it for anything like helping to pay for your kids' college, upgrading your home, expanding your business, or as additional retirement income.

You'll get lifelong protection with variable universal life, plus you get to choose how you want your policy's cash value to be invested in the markets4 so you can have the chance to boost its growth over time.

Have coverage that lasts your whole life1 and gives you more flexibility now and down the road—letting you change your payment amount (premiums) and schedule3 to fit your life and budget, while still giving you benefits you can use throughout your life.

This is the simplest way to get started with life insurance. Term life covers you for a set amount of time such as 10, 15, or 20 years, and once that term ends, so does your policy. But if your needs change along the way, you'll have an opportunity to switch to lifelong coverage.